What you need to do when you need to lodge a claim.
Community is at the heart of Casey’s world.
As a pharmacy owner your business is your primary and greatest investment: physically, emotionally and financially. It’s what funds and directs your lifestyle.
Appeal applications have now been filed to the High Court in the latest on the second business interruption (BI) test case.
Employment Practices Liability (EPL) insurance is designed to provide cover for actions taken by employees against employers for a range of issues.
As the flood situation starts to worsen and millions of people are told to ‘stay home,’ in South East Queensland and Northern NSW, pharmacies are on high alert.
Appeal decision delivered on second business Interruption test case.
Businesses need to prepare for potential increases in workers compensation claims.
One thing is certain, the pandemic is impacting us all either personally and/or professionally.
In our latest interview, we caught up with Wael Hanna, owner and Pharmacist of WholeLife Pharmacy & Healthfoods Langwarrin and co-founder of Medmate
In this team insights we caught up with Natasha Lawrance our State Manager for Western Australia.
A wave of recent ransomware attacks has hit prominent organisations around the world.
The Federal Court judgement was handed down on Friday 8 October 2021.
Carollo Horton is pleased to be recognised as a finalist in the Australian Insurance Industry Awards.
Carollo Horton has been recognised and shortlisted as an excellence awardee for the Insurance Business Awards Australia 2021.
Due to loss of power, many pharmacies couldn’t keep cold chain prescriptions and products cold.
Pharmacies need to be aware of the latest High Court ruling.
Every day in Australia, one in every six children and young people are growing up in poverty.
Businesses and people are more globally connected than ever before. Due to this we are seeing an increase in cyber attacks and data breaches.
Some of you have asked us if your involvement in Australia’s COVID-19 Vaccination Program is covered by your Carollo Horton QBE Pharmacy Professional Indemnity Policy Ref: QM2631-1118 (Policy).
Although this isn’t a new document, it sometimes helps to refresh yourself on the Guidelines for Proprietor Pharmacists which cover what you should be doing as part of your professional responsibilities as a proprietor pharmacist. If you operate your pharmacy within the bounds of these guidelines then you will not have any issues. But, sometimes you may still receive requests for information from a government department. If that was to happen then our Professional Indemnity insurance and legal advice will provide assistance.
If you’ve had the same insurance policies in place for a long time, there’s a good chance that your circumstances are not the same as when the policy was first taken out. With the impact covid may have had on your business, now more than ever is the right time for an insurance policy review.
Our friends over in the Beehive have release their monthly video. This month, Pasquale provides a great update on:
– Trends we’ve noticed across the Pharmacy industry this past month
– The latest data on Script and Customer Volumes
– Updates to the Pharmacy Industry Award
– Highlights from our discussion forums and new Beehive articles
A cyber attack would be crippling for your pharmacy. You would not be able to access your PC’s, be unable to dispense, make online PBS claims, order stock or even use your POS to sell stock. How would you respond?
Despite the financial turbulence of recent months – from the impacts of the summer bushfires to the global economy-altering Coronavirus and the recent RBA rate cuts – there’s a shining light of financial hope for mortgage holders: home loan refinancing. Research-based on a survey of borrowers has found approximately 81% of Australians…
Our cyber insurance clients will now benefit from a broader and more complete cyber cover which has been updated by Emergence with the help of brokers and clients. The main area of improvement is centered around the business interruption section with Jeff Gonlin from…
As the world begins to feel the full impact of coronavirus, small business owners are left wondering how to adapt, survive and pivot. This checklist gives you actionable and easy insights you can start right away. From restrictions that affect full industries,…
It’s important during this pandemic that as a small to medium enterprise you need to be guided correctly in obtaining financial aid. The Australian Taxation Office will now help its clients understand how the dispersion of the $84 billion stimulus package can be accessed through…
Beezwax Business Solutions shares some useful tips and insight for pharmacy owners on how to negotiate their leases; Pasquale De Maria – 25/03/2020 “Phil Chapman has some great tips for negotiating your lease in The Beehive this month. Now is the time pharmacy owners should…
If you’re one of the individuals wondering if you will be applicable to receive a tax-free $10,000 from your super fund, you have come to the right place. Here is a link directly to the source of when you will be able to apply (mid-April),…
Thursday 19th Sept is Family Business Day. Family businesses are the backbone of Australia, with many of Australia’s largest and most loved companies starting off as a family business. Iconic Australian brands such as Brown Brothers Wines, Coopers Brewery, Akubra Hats, Haighs Chocolates, Bundaberg Brewed Drinks,…
A recent report from general insurer IAG showed that flexible braided hoses accounted for 22% of water damage claims in Australian households in 2016, with the claims most likely to be for kitchen and bathroom damage. IAG has even labelled flexible connectors a ‘ticking time…
— Staff at three major Melbourne hospitals have low awareness of data security, an investigation found
— The Auditor-General found Victoria was highly vulnerable to a hack attack, leaving patient data at risk
— Another report tabled this week pointed to a “weak security culture” posing a significant risk to security in government building
The Victorian Pharmacy Authority (VPA) recently highlighted the importance of good cold-chain management in pharmacies. Cold chain stock value is also increasing as more new products are requiring refrigerated storage. How much stock do you have in your fridge? Are you adequately covered?
So what kind of insurance cover do you really need to protect yourself and your business? Contact Carollo Horton for the right advice.
We at Carollo Horton do all the hard work of accessing the right markets to get you what you need for your business. Get us on your team and see how we can help you make sense of the insurance market find the best product for your needs.