Personal Insurance Specialists Melbourne

Personal Insurance Specialists

There are many things in life that you need to protect with personal insurance in Melbourne. Your home, car, investment property, personal belongings and boat are important to you and you want to make sure that you are covered in the event of any loss or damage. Insuring these valuables will not leave you out-of-pocket.

We provide tailored insurance packages that will help you limit your exposure to a liability. We work with you to understand your circumstances and assess the item that you want to insure by evaluating all the risks that can be attributed to it. We are completely transparent with what we offer so that we develop a close and strong relationship with you.

To help you make an informed decision, here is some helpful information.

What is Personal Insurance?

Personal insurance protects the assets that matter most to you. We understand that our customers want affordable, complete and effective insurance cover. Our insurance policies have been created to suit the Melbourne and wider-Australian market and have been assessed to take into account the risks commonly encountered.

Types of Personal Insurance Policies

There are many types of personal insurance policies that we offer that can be tailored to your requirements. We offer the following policies:

Do I Need Personal Insurance?

Personal insurance is critical. Should your home have a tree fall on it, your car collide with another vehicle, your tenants leave the property without paying rent or your boat suffer tidal damage, personal insurance will help protect you financially and emotionally. Provided you select appropriate cover and satisfy the terms and condition, our policies will help cover expenses and ease the stress.

Why is Personal Insurance important?

Personal insurance is important because risks are present every day. Whilst we all hope that nothing bad happens, it is better to have personal insurance than regret not having it when an incident occurs. Although it comes at a cost, peace of mind, access to funds and the ability to work with a dedicated advisor are all the benefits to be derived when you acquire a personal insurance product.

How Much Does Personal Insurance Cost?

The cost of personal insurance varies depending on what you want covered, the sum covered and various other factors. We will work with you to assess your circumstances so that we can tailor the right insurance package for you at the lowest cost possible. Almost everyone values insurance products, and it is a cost that is incurred for the betterment of your sanity.

What Does Personal Insurance Cover?

We strive to be completely transparent with you so that you understand your inclusions and exclusions. Depending on the wording of your policy, you might be covered for incidents caused by third-parties, environmental damage, natural causes and disasters, accidental damage, and much more.

How Much Personal Insurance do I need?

Based on the value of your assets, and other factors, we will assess the amount of cover that you need. We always recommend our clients to not under-insure or over-insure so that you have the right level of cover. We will work with you to make this assessment so that you feel comfortable with the product you have purchased.

Personal Insurance Quotes

We are more than happy to provide you with quotations. We will ask a few simple questions to get to know you better. Once we have all the information we need, we can provide you with an estimated premium based on the covered sum, the excess and other important factors. We ask you the right questions so that we can tailor the right insurance package for you.

We work hard with our clients to deliver exceptional products and results. We negotiate on your terms to ensure that you are comfortable with your insurance policy so that there are no surprises when a claim is made.

At Carollo Horton, we strive for excellence and provide the best-value insurance packages. Let our dedicated team talk to you about our portfolio of personal insurance products and services.

Contact us to discuss your business and insurance needs. We service Melbourne, Sydney, Brisbane, Adelaide, Perth and all regional areas of Australia. Call 1300 227 655 or submit an online query now to receive a response as soon as possible.